budgeting for the holidays

Budgeting For The Holidays Needs to Happen Early

Budgeting for the holidays can be tough. It’s sometimes very reactionary. Use these tips to help make budgeting for the holidays much easier.

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How Long Will It Take To Eliminate Your Debt? Use This Get Out of Debt Calculator and Find Out

One of the biggest hurdles that people face while eliminating their debt is the commitment that it takes. For most of you, eliminating your debt isn’t going to be some stroll in the park. It’s going to take time. Things are gonna have to change. You and your family will have to learn to live without some…

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Debt Elimination

Debt Elimination – What’s Your Battle Plan?

Not only does being in debt suck in a general sense, but it also sucks your money away in the form of interest payments. Debt elimination should be one of your top financial goals. If you’ve finally come to that same conclusion (and I hope you have), you’re probably itching to get started attacking your…

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How Much Is That Debt Costing You?

Have you had that “holy crap!” moment regarding your debt? You know, it’s that point where you say, “What the %#!& have I been doing?” If you have, I’m hoping that you’ve taken the steps to start attacking your debt like crazy. If you haven’t had that moment, I want to get you to utter that phrase…

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5 Simple Techniques to Energize Your Savings Today

Why do Americans find is so hard to save money? Two years ago, it was said that the average American only saved about 3.6% of their disposable income. That is even after the so-called “Great Recession” forced many to save more than they ever had before due to fears of job loss, etc. In fact, it…

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Review Your Previous Spending With a Personal Income Statement

You’ll specifically use this article in Step 2 of The 9 Steps to Financial Freedom. However, it’s beneficial in all steps. Find yourself saying, “Where is my money going?!?” How long has it been since you last reviewed your spending? Last month? Last year? A past life? Checking in on your previous spending can truly…

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Why Splitting Bills Based on Income Is Best

Explore the ways to split bills in a relationship. The most equitable is based on income and there’s a calculator included to help you determine the amount.

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