Buying a Home
From Contemplation to Closing

Want to save thousands of dollars while buying your dream home?

Let’s start with a shocking statement.

Renting isn’t throwing your money away.

Did I get your attention?

A financial educator that sits down with individuals every single day to discuss their finances just said that maybe buying a home isn’t always the best choice.

How can I say that? Well, I’m only concerned with your financial well being. I don’t get paid if you decide to buy a house.

You see, the people that say, “You're stupid if you continue to rent!” are the ones that make money off your decision to buy. They could also be individuals that are trying to justify their own decision to buy.

Here’s what you need to know:

The decision to buy is YOURS and you need to evaluate your financial life to determine if now is the right time.

This course will not only help you decide if now is the time to buy, but it will also help you navigate the home buying process in a conflict-free way if you do decide to buy a home.

$15,925

That's how much extra interest you'll pay on a $300,000 mortgage by going from only 4.25% to 4.5%. It's only a minimum change in interest rate, but a substantial change in total cost. This course will show you how to shop around and get the best rate so you can keep more money in your pocket. If you only take that away from purchasing this course and it gets you the lower rate, that's a HUGE rate of return on your investment.

So What Do You Get In This Course?

Over six hours of instructional videos with step-by-step guidance on how to buy your dream house!

A professional, unbiased financial coach eager to help you make the best decision when buying your dream home.

A private forum made up of individuals just like you where you can bounce ideas off of them and they can cheer you on throughout your homebuying journey!

Access to the affiliate program where you can earn a 30% commission on sales of the course to your family, friends, and even random people on the street. Now that will certainly help you build up those down payment funds!

Full access to the class 24 hours per day, 7 days a week, 365 days per year. You'll also get all future updates at no extra cost!

Course Breakdown

Section 1:
Does It Make Sense To Buy?

Question Caution
Find out the pros (and cons) of buying a home and why continuing to rent may make sense. In this section, you'll also learn about the potential tax advantages of buying.

Section 2:
Is Your Financial House In Order?

Financial House
You can't trust banks and lenders to provide you with information on how much you can afford. They only care about themselves. In this section, you'll learn how to determine how much home you can truly afford, why your downpayment size matters, and how to get your credit in the right place.

Section 3:
The Housing Market and Types of Homes

Housing Market
In this section, you'll learn why the housing market goes up and down and the different types of houses you can buy (e.g. single-family, townhomes, etc.).

Section 4:
Understanding Mortgages and Getting Pre-Approved

Mortgages
With several different types of mortgages out there, it can be difficult to determine what works best for you and your situation. In this section, you'll learn about the various types of mortgages (e.g. conventional, FHA, VA, etc.), private mortgage insurance, discount points, fixed vs. variable rates, first-time homebuyer programs, getting pre-approved, and much more.

Section 5:
Assembling Your Real Estate Dream Team

Dream Team
If you're building a sports team, you want to surround yourself with the best players that complement each other, right? Well, you want to do the same with your real estate team. This section will show you how to surround yourself with the best team to help you get the best deal on buying your dream home.

Section 6:
Researching Homes and Checking Them Out

Research Home
When shopping for a home, it's easy to put on blinders and lose sight of the entire picture. In this section, we'll discuss your wishlist, how to evaluate homes for sale, and how to submit your offer to buy.

Section 7:
The Time Between Offer Acceptance and Closing

Waiting
Once your offer is accepted, there are some very important tasks that need to happen. In this section, we'll go over inspections, appraisals, finalizing your financing, and getting ready to move.

Section 8:
What To Expect At Closing

Closing
What's closing all about? In this section, you'll find out what you can expect and how you can make the day go swimmingly.

Section 9:
Settling In and Maintaining Your New Home

Settling In
The key to your dream home is in your hands! Now what? This section covers what to do immediately after you move in and discusses how to make maintaining your home a priority so you can keep your costs in check.

Hi There!

Adam Icon

Hi There!

My name is Adam Hagerman and I'm a CERTIFIED FINANCIAL PLANNER™ professional and Accredited Financial Counselor® dedicated to helping you achieve financial freedom. As a full-time financial coach, I talk to individuals about their finances day in and day out. My pledge to you is that you won't find any ads, articles sponsored by financial companies, or affiliate links on this site. I want to make sure you have the knowledge needed to achieve financial freedom without having to guess if I'm making money off of what I'm talking about.

What Others Are Saying

Dan

"What started out as a financial health check prior to many big life events ended up as an incredibly valuable financial education that helped position my family for financial success. We have been able to financially plan a wedding, buy a home, and plan for a growing family in the future, all because of Adam."

- Dan W.

Nat

"Adam is extremely knowledgeable in his field and is able to break down his concepts in an easy to follow way for your progression and success. He truly listens to what I need to say, pinpoints my areas of improvement and sets me on the right track. You will not be disappointed. You'll only question why you didn't commit sooner!"

- Nathanael R.

Shauncarlo

"We had just moved in together and wanted a way to split the bills, save for vacations and a house, and still have money for personal use. Adam gave us great suggestions that allowed us to do all of this. Now, we even save enough money to go on multiple vacations a year! Adam is trustworthy and understanding and his guidance has been of great benefit for us."

- Giancarlo P. & Shaun J.

Get Started For Only $20!

You Get MORE Than The Course?!?!

Becoming a member of this site at The Wealth Builder level gets you full access to this course and so much more.

Here's what else you get:

  • Unlimited access to ALL financial courses, including:
    • The 9 Steps to Financial Freedom
    • Budgeting For Budget Haters
    • Destroy Your Debt
    • Finding a Trustworthy Financial Advisor
  • Access to my FULL library of custom worksheets and instructional videos
  • Access to my FULL video library containing hours of information for you to consume
  • The ability to direct new YouTube content by providing feedback on upcoming topics
  • Early access to new courses

Why a Membership?

You won't find any ads, articles sponsored by financial companies, or affiliate links in this course or on my site.

Why? Because I want you to feel confident you're receiving information in a conflict-free way.

Since I'm not taking any money from those companies and I still need to make some money to continue doing this, I operate my business as a membership site. Think of it as a small part of your budget to ensure you're getting the conflict-free information you need.

Yes, you'll see that I still recommend products and services, but at least you'll know that they're not paying me anything. They're products I personally use or ones that I know will benefit you in some way.

You won't be wasting your money if you become a member. As you already saw, you're getting a ton of value beyond just this course. Join us today!

30-Day Money Back Guarantee!

I'm confident this course will give you everything you need to help you make a smart decision when buying your home. If you don't agree, just let me know and I'll refund your money within 30 days.

Frequently Asked Questions

Question Small

Does this course count towards the prerequisites for some mortgages?

It does not. However, this course will provide you with an UNBIASED look at buying a home and getting a loan. Most of the courses that count toward that prerequisite are made by mortgage lenders and government agencies that want you to use their products and services. You may need to go with one of those to qualify for a specific mortgage, but why not check out this one first?

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I'm looking for a real estate agent and a mortgage lender. Do you provide referrals?

I do not provide any specific referrals in this course. However, there's plenty of great information that will help you make a more informed decision when you actually search for someone. By expanding your search (especially for a mortgage lender) you can save tens of thousands of dollars.

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How long will I have access to the course?

How does FOREVER sound? This course is self-paced which means you can take it at any time and in any place with an internet connection. You can take it once or multiple times over.

Question Small

When was the course last updated?

This course launched in January 2020 and will continue to be updated on an as-needed basis. Plus, if you become a member now you'll receive all of those sweet updates as they're released.

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Is this course mobile and tablet friendly?

Yep. This site is fully responsive so feel free to view it on your cell phone, tablet, PC, Mac, hologram machine, etc.

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I don't live in the US. Will I still benefit from this course?

Maybe. The first few sections of this course are very helpful if you're trying to figuring out if you can actually afford to buy a home. If you're overseas and that's you, send me an email ([email protected]) and we can chat about getting you access to just that information at a reduced cost.

What Are You Doing Down Here?

This course is will provide you with everything you need to buy a home.

It's a no-brainer if you want to...

  • Determine what you can truly afford
  • Evaluate the different types of homes so you can find something that fits your needs
  • Understand mortgages so you can ensure you're getting a great deal and not being ripped off
  • Build your real estate dream team so the home buying process goes smoothly
  • Learn what goes into owning a home and what you need to do to protect your new purchase

So again, what are you doing down here at the bottom of this page?

Start building a financial legacy you can be proud of today!