Destroy Your Debt

Stop giving your hard-earned money to someone else.

Debt sucks.

Like, it literally sucks your hard-earned money out of your pocket and into the pocket of someone else.

Wouldn't you prefer to use that money for your financial goals? I thought so.

Well, today's the day. It's time to start eliminating your debt. Not when the month's over or when you get that raise or once your credit improves so you can consolidate. Now.

I wish I could say that eliminating your debt is easy. But as you may have experienced in the past, it's not. Before you take action, there are several things you need to take care of

This course is designed to help you avoid the costly (and frustrating!) mistakes that you've made in the past. And even if you haven't made any mistakes, many people before you have. Take this course and learn from their mistakes.

Vector of a thief man holding a magnet in hand stealing money coins from piggy bank.

Stop giving your hard-earned money to others so they can use it for THEIR financial goals. Destroy your debt and start using that money for YOUR financial goals!

So What Do You Get In This Course?

Over three hours of instructional videos with step-by-step guidance on how to eliminate your debt, once and for all!

A vast array of downloadable forms, worksheets, spreadsheets, etc. to help you create a realistic budget that will make eliminating your debt MUCH easier!

An unbiased CERTIFIED FINANCIAL PLANNER™ professional who only wants to help you eliminate your debt. You'll find no affiliate links or advertisements in this course.

A private forum made up of individuals just like you where you can bounce ideas off of them and they can cheer you on throughout your journey!

Access to the affiliate program where you can earn a 30% commission on sales of the course to your family, friends, and even random people on the street. Now that will certainly help your debt elimination go MUCH faster!

Full access to the class 24 hours per day, 7 days a week, 365 days per year. You'll also get all future updates at no extra cost!

Course Breakdown

Section 1:
The Crucial First Steps


Eliminating your debt will be tough. It will be tougher if you don't avoid the mistakes that so many others make. In this section, I'll show you the steps you need to take to not only eliminate your debt but to ensure you avoid it for the rest of your life.

Section 2:
Creating Your Battle Plan

Battle Plan
There's more than one way to eliminate your debt. Should you focus on balances? Interest rates? Your feelings about the specific debt? In this section, you'll learn about the various methods to pay off debt and you'll determine which one will work for YOU.

Section 3:
Debt Consolidation

If you're looking to save money and reduce the time you're paying off debt, consolidation may be a good option. However, there's a crucial step you need to do first. This section will go over the pros and cons of debt consolidation and also help you determine what product will work best for you.

Section 4:
Other Options You May Need to Consider

Legal Document
No one that files for bankruptcy shouts, "I'm so happy I get to do this!". But it's something that many people need to use. It's a legal process put in place to help individuals seek financial relief for debts that have gotten out of control. In this section, we'll go over the options you have and when you may need to consider using it for relief.

Bonus Section:
Types of Debt and Things to Consider

Special Topics
Not all debt is created equal. In this bonus section, you'll learn about the many forms of debt and the special ways you need to treat them. You'll learn more about medical debt, tax debt, student loan debt, collection accounts, and more.

Bonus Section:
What To Do If You're Behind on Your Bills

Special Topics
If you're behind on your bills, it can feel like you're never going to get back on track. In fact, creating a debt elimination plan should be the last thing you're thinking about right now. In this section, you'll learn how to create a plan to get back on track and eliminate those costly late fees, insufficient fund charges, and more.

Hi There!

Adam Icon

Hi There!

My name is Adam Hagerman and I'm a CERTIFIED FINANCIAL PLANNER™ professional and Accredited Financial Counselor® dedicated to helping you achieve financial freedom. As a full-time financial coach, I talk to individuals about their finances day in and day out. My pledge to you is that you won't find any ads, articles sponsored by financial companies, or affiliate links on this site. I want to make sure you have the knowledge needed to achieve financial freedom without having to guess if I'm making money off of what I'm talking about.

What Others Are Saying


"What started out as a financial health check prior to many big life events ended up as an incredibly valuable financial education that helped position my family for financial success. We have been able to financially plan a wedding, buy a home, and plan for a growing family in the future, all because of Adam."

- Dan W.


"Adam is extremely knowledgeable in his field and is able to break down his concepts in an easy to follow way for your progression and success. He truly listens to what I need to say, pinpoints my areas of improvement and sets me on the right track. You will not be disappointed. You'll only question why you didn't commit sooner!"

- Nathanael R.


"We had just moved in together and wanted a way to split the bills, save for vacations and a house, and still have money for personal use. Adam gave us great suggestions that allowed us to do all of this. Now, we even save enough money to go on multiple vacations a year! Adam is trustworthy and understanding and his guidance has been of great benefit for us."

- Giancarlo P. & Shaun J.

Get Started For Only $10!

You Get MORE Than The Course?!?!

Becoming a member of this site at The Rebuilder level gets you full access to this course and so much more.

Here's what else you get:

  • Unlimited access to all foundational financial courses, including:
    • Budgeting For Budget Haters
    • Destroy Your Debt
  • Access to my FULL library of custom worksheets and instructional videos
  • Access to my FULL library of videos on various topics in personal finance
  • Members-only forum where you can interact with others who are going through the same things as you
  • Early access to new courses

Why Membership?

You won't find any ads, articles sponsored by financial companies, or affiliate links in this course or on my site.

Why? Because I want you to feel confident you're receiving information in a conflict-free way.

Since I'm not taking any money from those companies and I still need to make some money to continue doing this, I operate my business as a membership site. Think of it as a small part of your budget to ensure you're getting the conflict-free information you need.

Yes, you'll see that I still recommend products and services, but at least you'll know that they're not paying me anything. They're products I personally use or ones that I know will benefit you in some way.

30-Day Money Back Guarantee!

I'm confident this course will give you everything you need to create a debt elimination plan that will help you pay off debt faster than you ever have before. If you don't agree, just let me know and I'll refund your money within 30 days.

Frequently Asked Questions

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Who is this course for? Will I benefit from it?

If you've struggled to pay off your debt in the past, this course is for you. My experience as a financial coach has allowed me to witness the numerous mistakes others have made in the journey to eliminate debt. This course will help you avoid those mistakes and eliminate your debt much faster than if you were doing it on your own.

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Is this the magic pill?

Nope. There's no magic pill here. Topics in this course are available somewhere out there on the World Wide Web if you're willing to do all of the work. However, this course will easily pay for itself as it's designed to help you work on the right things at the right time and provide you with the support you need to succeed. You're not able to Google that.

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How long will I have access to this course?

How does FOREVER sound? This course is self-paced which means you can take it at any time and in any place with an internet connection. As long as you remain a paying member, you can take it once or multiple times over.

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When was this course last updated?

This course was last updated in December of 2020 and will continue to be updated on an as-needed basis. Plus, if you become a member, you'll receive all of those sweet updates for free.

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Is this course mobile and tablet friendly?

Yep. This site is fully responsive so feel free to view it on your cell phone, tablet, PC, Mac, hologram machine, etc.

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How long will this take? I don't have much time.

When it comes to managing money, slow and steady wins the race. This course is designed on that saying. My goal is to have you spend a few hours per week in the early parts of this course. Then as things begin to come together, you'll need to spend less time maintaining what you've created. Just remember this - your finances will be around forever. You need to commit some time to managing your money every week.

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I don't live in the US. Will I still benefit from this course?

Absolutely! While there are times throughout the course where I discuss the US Dollar and products only available in the US, all topics can be applied to your situation no matter where you live in the world.

What Are You Doing Down Here?

This course will provide you with everything you need to ensure you're doing the right things at the right time.

It's a no-brainer if you want to...

  • learn why your efforts to eliminate your debt in the past have been unsuccessful
  • determine which method of debt elimination will work best for YOU
  • find out what consolidation options work best
  • learn about the different types of debt and how you should treat each type
  • and MUCH more!

So again, what are you doing down here at the bottom of this page?

Start building a financial legacy you can be proud of today!